Commercial Auto Insurance in Abilene, Texas
Whether your Abilene business has just one company vehicle or a fleet of vehicles that you depend on to reach your clients, Contractors Mark has the best commercial auto insurance coverage at prices that fit your budget. We’ll make sure you never have to worry about whether you’re protected when an accident upsets your busy day.
Standard personal auto insurance only covers specific types of vehicle use, such as commuting to work, recreation, shopping, or personal travel. If you visit more than one or two job sites per day in your vehicle, it may not be covered if you have an accident between jobs or if you accidentally damage a client’s property with your vehicle. Our commercial insurance policy protects you and your business from liability when your vehicle is involved in an incident while you’re working.
Personal insurance also only covers those named on the insurance policy, so if you have multiple employees, keeping the policy updated with the authorized drivers as your employees come and go can get complicated and cumbersome. Our commercial auto policies protect the business-owned vehicle for anyone you permit to use it for work purposes, so any employee you give the keys is automatically protected under your policy. When an accident occurs, you never have to wonder whether you’re protected if you’ve invested in a commercial insurance policy.
Commercial auto insurance policies also have expanded liability limits to accommodate companies that are required to carry more insurance due to the nature of the business. For example, if you’re a painting company, your vehicle might have ladders affixed to the outside of the vehicle that you use while you work. If a ladder detaches from your vehicle and causes an accident on the freeway, you could be liable for hundreds of thousands of dollars in bodily injury and vehicle damage claims. A personal auto policy wouldn’t cover the costs, and your business would be directly responsible for what’s left over. Commercial auto insurance policies offer coverage up to $1 million or more, so your business assets are safe no matter what happens. Our underwriters have an excellent selection of coverage packages that ensure adequate protection at affordable rates to fit your bottom line.
Commercial auto policies also allow more mileage. Abilene has hundreds of miles of streets and as a successful contractor, you’ll probably drive down all of them sooner or later. Commercial policy rates take into consideration the increased mileage that a typical vehicle travels for business use, so high-mileage commercial auto policies are more affordable than personal auto policies for comparable mileage and coverage.
At Contractors Mark, we have insurance policies for any business vehicle: a passenger car for traveling between client sites to bid jobs; an SUV for transporting work crews to sites; a heavy-duty van for plumbing equipment; or a box truck for delivering a new furnace system. No matter what you specialize in, we can provide the right coverage to protect your vehicle, your employees, and your business when an accident happens during the workday.
We specialize in providing the right insurance for contractors in greater Abilene, Texas, and our commercial auto insurance gives the most value for the best coverage. Contact our staff at Contractors Mark today for your free, no-obligation quote!