What Is Workers Compensation Insurance?
Keep yourself and your employees protected with workers compensation insurance. Ideally, the people you employ will always stay safe on the job, but accidents happen. You value the members of your team, so keeping them insured is an important part of the agreement you share with them. Workers compensation provides coverage for lost wages and medical treatment resulting from a work-related injury, illness, or death. It also covers rehabilitation services needed to aid an employee’s recovery and help them get back to work.
By protecting your employees with workers compensation insurance, you are also protecting your business. Having a policy in place provides a safety net that you can use when an employee makes a claim against your business for injuries, illness, or death. You also have the option to insure yourself as an employee, so if you become injured on the job, you will also be covered.
At Contractors Mark, we strongly recommend an active workers compensation policy for all businesses. The State of Texas does not require business owners to provide workers compensation insurance to their employees; however, as a contractor, it is important to consider the benefits of having this protection in place. If you and your employees are performing manual labor, obtaining workers compensation insurance is a proactive and intelligent choice. Employees can suffer injuries that keep them out of work in any career field, but operating heavy equipment and working directly with materials increases the chances of an injury. You don’t want to be responsible for medical payments or death benefits, both of which could potentially harm or be fatal to your business.
Get a free quote by filling out the following information or calling us. At Contractors Mark, we take pride in providing professional service to fellow business owners. We strive to make every interaction with clients and potential clients positive and informative, so don’t hesitate to call and begin your journey with us today.